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The logic used by the Desktop Underwriter (DU) validation service to validate bonus, overtime, and commission income using a Verification of Employment and Income report will be updated. This update will apply to all new casefiles submitted to DU on or after Jan. 1, 2020.
The GSEs have published the updated static version of the redesigned Uniform Residential Loan Application (URLA/Fannie Mae Form 1003) reflecting the changes directed by the Federal Housing Finance Agency (FHFA) that were announced in August 2019.
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